Logon to:
Select An Account Personal Business
Log In to Business Online Banking
Log In to Business Online Banking

Online Banking

Phone: 978-283-0246

Gloucester Massachusettes LighthouseCertificates of Deposit

Want a safe place to invest your money? Our CDs offer competitive rates with terms from six months to five years.

Use our Rate Chart to determine rates and minimum daily balances, which vary according to the length of the term.

Certificate of Deposit Rates
Product NameInterest RateAnnual Percentage Yield (APY)Minimum daily balance to open account and to earn APY
6 Months 0.50% 0.50% $500.00
1 Year 0.60% 0.60% $500.00
1 1/2 Years 0.75% 0.75% $500.00
2 Years 1.50% 1.51% $500.00
2 1/2 Years 1.00% 1.00% $500.00
3 Years 1.50% 1.51% $500.00
4 Years 2.00% 2.02% $500.00
5 Years 2.00% 2.02% $500.00
* A penalty may be assessed for early withdrawals.
** A 1/4% more interest for CDs of $50,000 or more with terms from 1 to 5 years.

Rates are applicable as of 3/20/2018.


NEW Feature - Online Banking Enhancement Pending Transactions

  • Customer's Account information will now include debit/credit card transactions that are pending on their account.
  • As depicted in the image below you will now see a pending transaction (see example below), the pending amount and a zero balance.
  • The zero balance to the right of the pending transaction will be updated once the transaction is posted, this does not mean that your balance is zero.
  • Customers can find their current balance and available balance under Account Information near the top of the page (see example below).
  • The Available balance reflects the Current balance minus the displayed pending transactions.
  • If you do not see a transaction pending that you expect, it most likely means that the transaction has not been initiated yet against the account.


        Pending Transactions