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Gloucester Massachusettes LighthouseCertificates of Deposit

Want a safe place to invest your money? Our CDs offer competitive rates with terms from six months to five years.

Use our Rate Chart to determine rates and minimum daily balances, which vary according to the length of the term.

Certificate of Deposit Rates
Product NameInterest RateAnnual Percentage Yield (APY)Minimum daily balance to open account and to earn APY
6 Months 0.50% 0.50% $500.00
1 Year 0.60% 0.60% $500.00
1 1/2 Years 0.75% 0.75% $500.00
2 Years 0.75% 0.75% $500.00
2 1/2 Years 1.00% 1.00% $500.00
3 Years 1.25% 1.26% $500.00
4 Years 1.75% 1.76% $500.00
5 Years 1.75% 1.76% $500.00
* A penalty may be assessed for early withdrawals.
** A 1/4% more interest for CDs of $50,000 or more with terms from 1 to 5 years.
 

Rates are applicable as of 5/24/2017.