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Online Banking

Phone: 978-283-0246

Fixed Rate Mortgages

Our primary market is Cape Ann, Massachusetts
We employ a staff of mortgage specialists who are on hand to answer your questions, and they can work with you to find a mortgage or loan option that leaves you feeling confident and satisfied. Apply online! It's easy!

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Mortgage payments per $1,000.00 do not include taxes and insurance. The actual payment obligation will be greater.

Mortgage Fixed Rate Products In-House
TypeTermInterest RatePointsAnnual Percentage Rate (APR)Monthly Payment per $1,000.00
10 Year Fixed 10 Years 2.990% 0 2.991% $9.65
15 Year Fixed 15 Years 3.250% 0 3.251% $7.03
20 Year Fixed 20 Years 3.875% 0 3.875% $5.99

Mortgage Calculator
Mortgage loans are intended to remain with Cape Ann Savings Bank.
Available to 1 - 4 family, owner occupied properties only.
Minimum loan $40,000.00         
Minimum down payment 5% (own funds); Primary Mortgage Insurance may be required on loan to value ratios in excess of 80%.


Rates are applicable as of 7/23/2017.