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Online Banking

Phone: 978-283-0246
  888-283-2272

Home Equity Lines of Credit

Home Equity Line Of Credit

*APR effective as of 06/15/17. APR will change monthly, and be based on an index plus a margin. The index is the Prime Rate as published in the Wall Street Journal as of the last working day of the month, and the margin is minus .25%. The rate may increase after consummation. Bank pays typical closing costs (credit, flood determination, drive-by appraisal, title rundown). 1- 4 family owner occupied properties only. Minimum Loan amount $25,000.00 / Maximum Loan amount $150,000.00.Not to exceed 80% LTV (Loan to Value) ratio including first mortgage. Hazard insurance, property taxes, and flood insurance, if required, are not included and may increase payment obligations. Subject to credit approval. Offer may be withdrawn at any time. $250.00 closeout fee if the line is closed within the first three years, unless refinanced with Cape Ann Savings Bank.

Rates are applicable as of 11/24/2017.

 

                        

 Attention Personal Online Banking Customers

                
               
  • Cape Ann Savings Bank will be launching an update to the Personal Online Banking application. 
  • You will continue to use your current Access ID and Password to login to the site.
  • The application will resize the display based on the size of your device.
  • Seamless integration of Bill Pay will be provided.
  • eStatement navigation will now be found under Documents.
  • Other enhancements will be included.
 
     

 

  

Notice to All Online Banking Customers

Our customers' security is of the upmost importance to us.


In order to enhance security, we will be discontinuing service to unsupported web browsers with outdated security settings. The banking application will include a security update which will require that our customers are using a secure browser that enables Transport Layer Security (TLS version 1.2).


To ensure we can continue to serve you securely in the future, please check your browser to be sure it complies with one of the compatible browsers listed in the table to the right.

 

Browser / Operating System Compatibility

microsoft edge Microsoft Edge  Compatible
 microsoft internet explorer Microsoft IE Desktop and mobile version 11  Compatible
 microsoft internet explorer Microsoft IE Desktop versions 9 and 10 *  Not Compatible
 mozilla firefox Mozilla Firefox 27 and higher  Compatible
 google chrome Google Chrome 38 or higher  Compatible
 apple safari Mobile Safari versions 5 and higher  Compatible
 microsoft windows 7 Microsoft Windows 7,8.0,8.1,10  Compatible
microsoft windows 8 Microsoft Windows 8, 8.1 Compatible
microsoft windows 10 Microsoft Windows 10 Compatible
 microsoft windows xp Microsoft XP/Vista and below  Not Compatible

 *can be enabled on Windows 7 or newer

If you have any questions about these changes, please contact our customer service department at 978-283-0246 and we will be happy to assist you.