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Phone: 978-283-0246

SMS - BankSaving Makes "Cents" Elementary School Program

Hey kids, does your "Saving Make Cents?"

Here at Cape Ann Savings Bank we like to see savings grow. As a participating member of the Commonwealth of Massachusetts "Saving Makes Cents Program", we are proud to be active in our local elementary schools to help the children in third through fifth grade learn to save.

It's as easy as this:

  • Open a savings account with one of our representatives with a minimum of $5.00.
  • You get a zip up bank bag and piggy key chain.
  • Receive $5.00 from Cape Ann Savings Bank as a one-time bonus for starting your account. *
  • Save your money and see one of our representatives at your elementary school on weekly banking day during the school year.
  • Earn additional key chains as you save, save, save.
  • Sit back and watch your savings grow!

SMS - Keychains

"Saving Makes Cents" runs during the school year. Additional deposits are always welcome throughout the year at our Main Office, Granite Branch or Manchester-by-the-Sea Branch.

* May be subject to 1099 reporting


NEW Feature - Online Banking Enhancement Pending Transactions

  • Customer's Account information will now include debit/credit card transactions that are pending on their account.
  • As depicted in the image below you will now see a pending transaction (see example below), the pending amount and a zero balance.
  • The zero balance to the right of the pending transaction will be updated once the transaction is posted, this does not mean that your balance is zero.
  • Customers can find their current balance and available balance under Account Information near the top of the page (see example below).
  • The Available balance reflects the Current balance minus the displayed pending transactions.
  • If you do not see a transaction pending that you expect, it most likely means that the transaction has not been initiated yet against the account.


        Pending Transactions